When a product leaves your business and is loaded onto a mail truck, what happens next is out of your hands—but in many cases, customers still hold you liable for ensuring that their package arrives safely.
Fortunately, shipping insurance is available to fill this coverage gap and protect you when something goes wrong.
This form of insurance will reimburse you if a package is stolen, lost, or damaged on the way to its destination. For anyone looking to send a package, the two major considerations are as follows:
Domestic coverage for shipping is often available for as low as a few dollars per-parcel. If you're planning to ship anything that goes above and beyond the protection that carriers normally provide, talk to a Mackey & Associates Insurance Agency agents about how many packages you'll be shipping, and they'll work with you to find a rate that matches what you're doing.
Shipments being mailed internationally are often more expensive to insure, especially if they'll be passing through the hands of a local carrier with a poor reputation. Since fees can vary so widely, based on a combination of factors, it's usually best to get a quote well before you send the package. Tools like the USPS International Price Calculator can be used to get a quick estimate of postage and basic insurance coverage for any given package.
1. "Last Mile Service." Accessed April 14, 2016. http://www.usps.com/lastmile/.
2. "International Price Calculator." Accessed April 14, 2016. https://ircalc.usps.com/.
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